Our Story

We've been in your shoes

Pathience was created out of firsthand experience handling multi-state forms. It isn’t just another generic tool—it’s the solution we wished existed to address the real challenges we’ve faced.

The Problem

Insurance form management is broken

Carriers and MGAs struggle with the same problems every day. Scattered documents, manual processes, and constant anxiety about compliance.

Scattered Documents

Forms live in shared drives, email attachments, and legacy systems. No single source of truth means everyone works from different versions.

Manual Version Control

File names like 'final_v3_REVIEWED.docx' are the closest thing to version tracking. No clear history of what was filed, when, or what changed.

State Variation Chaos

Fifty states mean fifty variations. Copy-paste updates across dozens of files, hoping nothing was missed. One state's requirements fall through the cracks.

DOI Audit Anxiety

When examiners request forms from a specific period, teams scramble to reconstruct what was actually in use. Confidence is replaced by panic.

Our Approach

A different kind of solution

Pathience isn't a document builder with insurance features added later. It's built from the ground up for how insurance actually works.

Purpose-Built for Insurance

We didn't start with a generic document builder and add insurance features. We started with insurance forms and built around their unique requirements—conditional endorsements, calculated premiums, repeating sections, state-specific language.

Audit-Ready by Default

Every published form is permanently locked. Version history shows exactly what changed and when, with complete audit trails. DOI examinations become straightforward instead of stressful.

Built for Teams, Not Individuals

Underwriting, compliance, legal, and filing teams all work in the same system. Role-based permissions ensure security while enabling collaboration. No more emailing documents back and forth.

What We Believe

Values that guide everything we do

01

We've lived this problem

We have worked in insurance operations deploying multi-state product launches. Pathience exists because we needed it.

02

We build for insurance

Generic tools promise to do everything. We focus on doing one thing exceptionally well: managing insurance policy documents.

03

We earn trust through reliability

Insurance carriers and MGAs stake their reputation on their forms. We take that responsibility seriously.

Ready to solve form management for good?

Let's talk about your needs

Share a few details about your organization and we'll show you how Pathience can transform your form management.