Finally, take the pain out of policy forms.
Generate quotes and policy documents from one unified platform. State variations, endorsements, and optional coverages—easily managed.
Your forms, your data, one system
Policy documents shouldn't be assembled by hand. Pathience connects form authoring, structured coverage data, and document generation—so your forms are always accurate, compliant, and ready to deliver.
Form authoring
Write policy forms, endorsements, and declarations with an editor built for insurance—conditional sections, state-specific language, and repeating schedules are native features, not workarounds.
Structured data model
Coverages, limits, rates, state rules—defined once and shared across every form and quote. No re-keying data, no version conflicts, no wondering which spreadsheet is current.
Document generation
Select the state, pick the coverages, generate the package. Quotes, policy forms, endorsement bundles—assembled correctly with the right language and calculations, every time.
Quotes that close deals
Beautiful, branded quotes generated instantly from the same data model as your policy forms. No more cobbling together Word documents or struggling with design tools.
- Professional designs that match your brand
- Real-time pricing calculations built in
- Same data model powers quotes and policies—no re-entry
- Generate PDFs ready for client delivery
From quote to policy—one seamless workflow.
Edit safely. Publish with control.
Regulations change. Coverage language evolves. Your system should make updates easy—not risky.
- Work on changes safely without disrupting what's live
- Publish new versions only when you're ready—with proper permissions
- What you publish is what gets used. No room for mix-ups.
- See exactly what changed, when, and who approved it
Make changes with confidence.
An editor that understands insurance
Not another generic document builder
Policy forms aren't like other documents. Coverage amounts and premiums change. Endorsements appear conditionally. Named insureds repeat. Calculated fields compute totals, tiered pricing, and risk scores. Generic tools make you work around these realities—our system is built for them.
Conditional Forms
Show endorsements only when specific coverage conditions apply. No coding or configuration required.
Calculated Fields
Build calculated values for totals, tiered pricing, and risk scores. Reference them throughout all your forms.
Smart Variables
Insert field values and calculated totals directly into policy language. Select text and choose variables—no coding needed.
Total premium:total_premium
Coverage limit:coverage_limit
Deductible:deductible
Named Insured:insured_name
Generic tools weren't built for this.
Our form editor understands coverage data, endorsement logic, and conditional content from the ground up.
Learn by watching
Short, focused videos that show you exactly how to use each feature. Get up to speed in minutes, not hours.
View all tutorials
We built this for you.
Join carriers and MGAs who manage their policy forms—and the quotes that win the business—with confidence.